Abu Dhabi Mortgage and Home Loan Process – A Secure Option for Buyers
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- Khalid Al Nuaimi
Abu Dhabi, the capital of the UAE, provides a stable and well-structured real estate market. The city is ideal for families and long-term investors seeking security and sustainable growth.
Mortgage Options in Abu Dhabi
Leading banks such as First Abu Dhabi Bank (FAB), ADCB, and Al Hilal Bank offer a wide range of mortgage products for both UAE nationals and expatriates.
Interest Rates and Loan Terms
- Fixed interest rates: 3.5% – 5%
- Loan tenure: Up to 25 years
- Early settlement options available
Eligibility Requirements
- Minimum salary: AED 12,000
- Stable employment
- Clean credit history
Ready vs Off-Plan Properties
Banks prefer financing ready properties due to lower risk, while off-plan projects may have limited financing options.
Advantages of Buying Property in Abu Dhabi
Abu Dhabi offers long-term job security, family-friendly communities, and government-backed housing regulations, making it a reliable choice for property buyers.
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